Do they have a vested
interest in your survival?
MORGAN APPLEBY
Founder & Director – Brisbane Office
As a business owner with over 18 years of experience in the insurance industry, Morgan provides the most relevant and up-to-date risk management strategies available.
With Morgan’s industry-gained knowledge backed by his academic standing through the Queensland University of Technology’s MBA Program and Australian Catholic University’s Graduate Certificate in Psychology of Risk, he brings to the table a unique practical knowledge base that has accelerated many of his client’s business growth to date.
Morgan says, “Good risk management is about understanding the varying elements of risk that businesses face on a day-to-day basis and working out ways to either alleviate the exposure internally or transfer the risk to a contract of insurance”.
Most insurance brokers will advise you to use an insurance policy as your first line of defence when in fact, insurance should be used as a last resort.